BAD CREDIT MORTGAGE SPECIALIST

Refused a mortgage?
Don't worry… we've got you :)

Finding bad credit mortgages is our speciality. We can help you when the bank says no!

Unsure? Read a little more or hit the 'Get Started' button.

Authorised by the FCA
25+ Years financial services experience

Contact us to start your
mortgage dream.

Or Call 01926 351737

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Authorised by the FCA
25+ Years financial services experience

Your home may be repossessed if you do not keep up repayments on your mortgage.

Finding you a deal with trusted lenders

Bad credit doesn't mean you can't access the UK's biggest lenders!

We have access to over 100 of the most trusted lenders and it's super easy to get started.

Specialist bad credit mortgage advisers

A poor credit file doesn't mean the door is closed. High street banks use rigid automated scoring, but specialist lenders assess your story — how old the adverse credit is, why it happened and what's changed since. We place cases every week for clients with defaults, CCJs, arrears, debt management plans, IVAs and discharged bankruptcies.

Credit issues we deal with every day

Defaults & CCJs

Many lenders ignore satisfied defaults and CCJs after a certain point. We know exactly which ones and when.

Missed payments

Late payments on credit cards, loans or a previous mortgage don't have to stop you buying or remortgaging.

IVAs & bankruptcy

Discharged bankruptcies and completed IVAs are placed with lenders every week. We handle the whole case for you.

Declined elsewhere

Turned down by your bank or a comparison site? A decline isn't the end — it usually means the wrong lender.

Enquire about a bad credit mortgage

Send us your details and a quick note about your credit situation. A specialist adviser will come back to you with the lenders most likely to say yes.

Soft process — your credit score is untouched
A real adviser, not a call centre
Your data is never sold to third parties